The Pros and Cons of Borrowing From Friends and Family
When money gets tight, it’s natural to look close to home for help. Borrowing from friends or family can seem easier than dealing with banks, paperwork, or credit checks. There’s already trust there, and often a shared desire to help one another out.But while borrowing from people you know can be helpful in the right... Read More
How Do I File Taxes With Multiple Jobs?
A lot of people wear a lot of hats these days. Maybe you’re juggling a full-time job with a side gig. Or maybe you piece together a couple part-time jobs. While having multiple income streams can help financially, it can also make tax season feel confusing - and stressful. If you’ve ever wondered “Am I doing this... Read More
How to Navigate the Tax Implications of Selling a Home (Without Getting Surprised at Tax Time)
Selling a home can feel like crossing a finish line. Then someone mentions “capital gains,” a 1099-S shows up, and suddenly you’re wondering if your profit is about to get sliced up by taxes.Here’s the good news: many homeowners don’t owe federal income tax on the sale because of a valuable exclusion for a primary... Read More
How to Avoid Loan Scams Online
How to Avoid Loan Scams OnlineApplying for a loan online can be convenient. You can compare options, apply from home, and often get answers faster than ever before.Unfortunately, scammers know this too.Online loan scams have become more common, more polished, and harder to spot. Many look like real lenders, use professional websites, and promise fast... Read More
How Long You Should Keep Tax Records (And Why)
How Long You Should Keep Tax Records (And Why)When tax season is over, it’s really tempting to toss everything in a box (or the trash) and forget about it.But here’s the tricky part: the IRS doesn’t forget as quickly as we do.Knowing how long to keep your tax records can protect you if there’s ever... Read More
Money Conversations to Have Before Big Purchases
Big purchases have a way of sneaking up on us.A car finally gives up.The AC quits in the middle of summer.Your kid gets into the program they’ve been dreaming about…and the tuition bill follows.In those moments, it’s easy to think, “We’ll figure it out later. Let’s just get this done.”But taking a little time to... Read More
How To Handle Financial Setbacks
Financial setbacks happen to almost everyone at some point. A sudden medical bill, job loss, unexpected car repair, or rising living costs can throw even the most carefully planned budget off track. When money stress hits, it’s easy to feel overwhelmed or discouraged, but a setback doesn’t define your financial future. With the right approach and... Read More
How to Protect Yourself From Identity Theft and Fraud
Identity theft and fraud can happen to anyone. As more of our personal and financial lives move online, protecting sensitive information has become more important than ever. While the risk can feel overwhelming, small, proactive steps can significantly reduce your chances of becoming a victim and help you respond quickly if something does go wrong.Here are... Read More
How to Create a Financial Vision Board (And Why It Helps)
Setting financial goals is easier said than done. Between busy schedules, daily expenses, and unexpected life changes, it can be hard to stay focused on the future you’re working toward. A financial vision board offers a simple, creative way to keep your goals visible and your motivation strong.Whether you’re saving for a home, paying down... Read More
