How to Prevent Overspending: Try these SMART Spending Strategies
Overspending can creep into your life through impulse purchases, subscription services you forgot about, or simply spending more than you planned. While it may feel harmless at the moment, overspending often leads to financial stress and regret. The good news? With the right strategies, you can take back control and build a healthier relationship with... Read More
5 Tips for First-Time Filers
Filing your taxes for the first time can feel overwhelming. There are lots of forms, lots of numbers, and lots of consequences for doing it wrong. But it’s not as daunting as you might think. With the right information and preparation, you can file your taxes successfully–without a headache.1. Start Early to Avoid the Last-Minute RushWaiting... Read More
What is a Holiday Loan? Should I Apply for One?
The holiday season is a time for family and friends. For many, it is also a time for a significant amount of spending. Whether it's for gifts, travel, or hosting holiday parties, the financial burden can feel overwhelming. If you're looking for ways to cover extra expenses, a holiday loan may be the solution. But what... Read More
Credit Card Debt vs. Loan Debt: Is There a Difference? And Why Does It Matter?
Life can be expensive. You had an unexpected medical bill pop up. Your car broke down and you need it repaired quickly. The holidays are coming up. Or there’s another inevitable situation where you have more costs than you do money. When these situations come up, you need money - and fast. Typically, credit cards and... Read More
What Do I Do If I Find An Error On My Credit Report?
Your credit report can have a big impact on your life. If you’re looking to borrow money, your credit report can affect whether you’re able to borrow money and even how much you’ll pay in interest to borrow it.That’s why it’s important to check if the information on your credit report is correct to protect... Read More
6 Tips to Save Money During Thanksgiving
The holidays are a stressful time for many people, especially if you’re feeling strapped for cash. If you’re wondering how to feed everyone for Thanksgiving this year, you’ve come to the right place. Read on to learn tips for how to save money on everything from Thanksgiving dinner to travel.Make a Grocery List & Budget Before... Read More
4 Life Events That Change Your Taxes
Filing taxes is one of those pesky housekeeping items you have to do every year. No one wants to do it, especially if you have a life event that will drastically affect your taxes. While you may not be able to prepare for every event that comes your way, you can set yourself up for success... Read More
What is Debt Consolidation?
Debt consolidation is a financial strategy that involves combining multiple debts into a single loan or line of credit. Consumers may choose to consolidate their debts for one or more reasons: To simplify their monthly payments, To reduce interest rates, or To reduce monthly payments. What You Should Know About Debt Consolidation LoansSingle PaymentInstead of... Read More
What to Do After Being Rejected for a Personal Loan
It hurts to get rejected … from a love interest or for a personal loan. But once the sting has subsided, you can get your mojo back. Follow these guidelines to improve your chances of being approved for a personal loan in the future. Improve Your Credit ScoreDuring the application process, you likely learned your credit... Read More
