The 6 Best Ways to Use Your Personal Loan
“Loan” doesn’t have to be a four-letter word.In fact, you can leverage a personal loan to advance your overall financial standing and improve your credit score—whether you need to borrow money or not.Really Good Reasons to Take a Personal LoanDebt ConsolidationOne of the best reasons to get a personal loan is to consolidate and pay... Read More
What Do I Need to Apply for a Personal Loan?
Before you apply for a personal loan, it is important to know your likelihood of being approved. Most lenders require a credit score of 560 to get an unsecured personal loan. If your credit score is below 560, you may be required to put up collateral, which is valuable property such as a vehicle or... Read More
What Is a Payday Loan and How Does It Work?
A payday loan is a high-cost, short-term loan. Payday loans are considered by some states to be “predatory” in nature, so you should educate yourself about alternatives before taking a payday loan.What Is a Payday Loan?A payday loan is typically a small loan—less than $500—that is intended to be paid in full within two weeks,... Read More
